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Flex Term Loan

Long-term financing for investors who are holding properties for rental income.

Qualification

Based on property value, not personal income.

Loan Term

30-year fixed rate

Investors

Self-employed investors and small business owners

Property Types

Mixed-Use, Commercial

At Feng Capital, we understand the unique needs and aspirations of real estate investors. Our mission is to empower investors with tailored financing solutions that provide flexibility, stability, and peace of mind. With Feng Capital, investors can embark on their real estate ventures with confidence, knowing that they have a trusted partner by their side.


Key Features:

  1. 30-Year Fixed Rate: Enjoy the stability of a long-term fixed-rate loan, providing predictability and peace of mind in your financial planning.

  2. Interest-Only Payments: Benefit from the flexibility of making interest-only payments for up to 10 years, easing your initial financial burden and allowing you to allocate resources strategically.

  3. Suitable for Self-Employed Investors: FlexTerm Loan is ideal for self-employed individuals and small business owners, offering a financing solution based on property value rather than personal income, simplifying the qualification process.

  4. Alternative to Hard Money Loans: As a viable alternative to hard money loans, FlexTerm Loan provides competitive terms and conditions, empowering investors to pursue their real estate ventures with confidence.

Target Properties:

  • Multi-Family (5+ Units)

  • Mixed-Use Properties

  • Commercial Properties (Office, Retail, Warehouse, Self-Storage, and Automotive)

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