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Foreign National DSCR

Feng Capital's Foreign National home loan program has a flexible, alternative documentation process with realistic guidelines which helps more borrowers to qualify.


Can a Foreign National purchase property in the US?

Yes. Feng Capital offers solutions for investment properties only. Foreign Nationals can qualify with documentation for the income generated in their residence country OR just with the cash flow from the subject property.

Foreign National loans are intended to be used to purchase homes as investments, not primary residences.

What if borrowers want to purchase a primary residence in the US? They will need to be a US resident and obtain a regular mortgage.


Borrowers do not need to have a US credit record in order to qualify for a Foreign National loan.

There are restrictions on who cannot apply for a Foreign National loan. The following borrowers are not eligible:

  • Borrowers with diplomatic immunity or otherwise excluded from U.S. jurisdiction.

  • Residents of any country not permitted to transact business with US companies are ineligible (as determined by any U.S. government authority).

  • Irrevocable Trusts or Land Trusts.

  • Borrowers less than 18 years old

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