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With our ITIN Mortgage loan program, you can now offer a tailored home financing solution to a wider range of clients, including those without Social Security numbers. Empower your business by helping non-U.S. citizens achieve their dream of homeownership. 

What is an ITIN Mortgage?

An ITIN mortgage is a home loan option available to individuals who do not have a Social Security number and instead use an Individual Taxpayer Identification Number (ITIN) for tax purposes. This type of mortgage is primarily used by non-U.S. citizens, including undocumented immigrants and foreign nationals.

Who is eligible for an ITIN Mortgage?

Eligibility for an ITIN mortgage is generally open to individuals who have an ITIN instead of a Social Security number. This includes undocumented immigrants, foreign nationals working in the U.S., and other non-resident aliens who earn income in the U.S.

How do ITIN Mortgages differ from traditional mortgages?

The key differences include the use of an ITIN instead of a Social Security number, potentially higher down payments, higher interest rates, and sometimes more stringent documentation requirements.


Expand your mortgage portfolio for borrowers without a SSN

Loan Amounts

Up to $1.5M


Social Security numbers


Up to 80% CLTV



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