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Ground Up Construction

A ground-up construction loan is specialized financing for new property construction, covering costs like land acquisition, materials, and labor. Funds are released incrementally based on project milestones, often with interest-only payments during construction. Borrowers can convert it to permanent financing when construction is complete. Typically used by developers and builders, it requires expertise and uses the property as collateral.

  • Loan Term: 5-10 year with 15-25 year Amortization

  • Days to Closing: 4-8 weeks

Apply Below

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